Debts Can Be Cured!

One of the things that put us off thinking of or even discussing if we have debts is, the worry of actually having them, which may be frustrating. So, how do we overcome this and make us be the person that does something about it?  Simply, we  have to make sure that we look at the future - I mean the positive future. We all have one - even though we think we won't have one. There is always a positive  in repaying debts as well. Let's us think that in 2 years time we are completely debt free and have a savings base of $5,000 after paying of debts. How will that make you feel compared to now? After seeing this picture in your mind, we  now need to look at the present and see what we have to do to change our lifestyle. Review  what we spend in a way that we will still be able to  still enjoy life. Review our costs and/or expenses, see how we can turn a negative into a positive. Are we spending too much on something that is actually not needed within our lifestyle? There coul

Well to answer this, we need to look at the debt itself. If you owe family, it is a heartfelt obligation to accept that you owe it to them and that if you can't pay them straight away, you need to deal with it straight away. So that they can be assured that you are trustworthy. This also places your mind at rest. You then know you are not afraid to  talk to them. Before you do this you have to work out what you will be repaying them. You have to keep them in the picture with your circumstances. You have to work out what you want to offer to pay,if you can offer any money. Example 1:   Let's say you owe your mother $200 as she help you when you were looking for work for you to purchase a laptop, where you had saved the balance of money. Now the laptop would have helped you to prepare , issue and print a resume. As soon as you are loan that money, you need to negotiate a repayment based on your living means. Very simple, if you are on Centre link Income of around $400 per

Most people feel ashamed of having a debt. There is embarrassment and it may be something that prevents them to enjoy life, depending on the type of debt. Even I feel embarrassed but it is something that I can overcome. Being a former Senior Portfolio Account Manager (Senior Debt Collector), I can offer my experiences to assist you maybe become a person that can overcome the shamefulness caused.   Let me assure you there are ordinary people that may have personal debts: bus drivers, school teachers, plumbers, lawyers or barristers and the list will go on. None of these will be able to tell you of their personal debts (nor do they have too), whilst they are providing their services. With personal debts, you need not be ashamed, not at all - but when it happens at first - it may be embarrassing, only to yourself!  Under any circumstances, don't let it make you feel this way - just take it on board, on your shoulder. I always feel that I was always indebted to my parents and sti

First of all, we have to look at what makes it hard for people to deal with debts. Then we can look at avenues to make us realise that debts are just every day part of life, growing up. They can be cured by being repaid, no matter what circumstances have changed. Normally, small debts are easy to handle but not to every one. It may feel as bad as taking on a large debt. When a debt has been incurred, there are obligations for an individual to resolve it. This is whether incurred by yourself, jointly with others or by others who have used your identification, to create debts and use these products and services. Once, we accept responsibility, it may be easier to deal with the situation. The next step is to decide how it will be dealt with. For some the difficult question is to who will deal with it: yourself or do you need help. Then, comes the answer how will it be deal with. We will use some examples, to show you what cam be done to reduce the burden of  having a debt to one day

This blogspot has been created to assist the people that find it so hard to deal with debts, to talk about debts and to resolve debts. I hope that if one person follows any suggestions to reduce debt or even pay off a debt  or debts in the proper manner, then this blogspot is successful and that is my reward for payment. In other words, I don't ask for any payment.  This will be free information provided to all our blogspot community members. If they do not need help themselves, then the information can be offered to friends and family of theirs. Who is an expert to help others in reducing debts? Well, believe it or not: all of us and each one of us. So how does debt originate? Can be done in so way ways. back in the old days, there contracts signed by customers (a majority of them) for personal loans, credit cards, mastercards, secured Loans as in Houses and cars. Also it relates to products and services provided by that you purchase ( without signing a contract), on a day t